During a segment on health care at last week’s presidential debate, President Trump claimed that Joe Biden wants to eliminate private health insurance plans.
“They have 180 million plans, 180 million people, families,” said Trump. “Under what he wants to do, which will basically be socialized medicine, he won’t even have a choice, they want to terminate 180 million plans.”
Biden’s health care proposal would build on the Affordable Care Act “with a plan to insure more than an estimated 97% of Americans.” His plan does not include getting rid of private insurance, which according to the Centers for Medicare and Medicaid services, an estimated 180 million people use.
Biden’s plan reads as follows: “Instead of starting from scratch and getting rid of private insurance, he has a plan to build on the Affordable Care Act by giving Americans more choice, reducing health care costs, and making our health care system less complex to navigate.”
In response to Trump’s false claim at the debate, Biden reiterated his plan to keep private insurance an option.
“The idea that I want to eliminate private insurance—the reason why I had such a fight with 20 candidates for the nomination, was I support private insurance,” said Biden. “That’s why. ”
At the AARP Presidential Candidates Forum this past July, Biden repeated his stance on private insurance: “I’d give people the option,” said Biden. “If you like your employer-based plan, you can keep it. If you have private insurance, you can keep it.”
Trump’s statement that Biden’s proposal would “terminate 180 million plans” is incorrect.
If you have a claim you would like to see us fact check, please send us an email at factcheck@thedispatch.com. If you would like to suggest a correction to this piece or any other Dispatch article, please email corrections@thedispatch.com.
This fact check is available at IFCN’s 2020 U.S. Elections FactChat #Chatbot on WhatsApp. Click here for more.
Photograph by Alex Wong/Getty Images.
Please note that we at The Dispatch hold ourselves, our work, and our commenters to a higher standard than other places on the internet. We welcome comments that foster genuine debate or discussion—including comments critical of us or our work—but responses that include ad hominem attacks on fellow Dispatch members or are intended to stoke fear and anger may be moderated.
With your membership, you only have the ability to comment on The Morning Dispatch articles. Consider upgrading to join the conversation everywhere.